Who we are
Summed up in one sentence: Experts who make the difference.
Our positioning
The VHV Group is a modern group of experts in the field of insurance, pension and asset management. All our activities are directed toward long-term success, in particular as it benefits our customers.
Industry-leading expertise
Industry-leading expertise
We focus on our leading expertise in clearly defined sub-markets.
Reliable partner
Reliable partner
For our customers, we are a strong and reliable partner.
Mutual insurance association
Mutual insurance association
As a mutual insurance association, we have a responsibility to our policy holders - and live by the reciprocity principle.
Channel and customer orientation
Channel and customer orientation
Our professional customer orientation is rooted in our focus on agency business and modern distribution channels.
Key information about the VHV Group
Facts and figures that make us stand out.
insurance contracts
contribution volume in EUR
From S&P Global Ratings
in Germany
in Europe
employees
years' experience
in the construction industry
in new term life business
Our core brands
The insurance brands of the VHV Group act independently in clearly defined fields of business.
VHV Allgemeine is one of the largest motor vehicle insurers in Germany and market leader in the field of special construction insurance.
Die VHV Allgemeine: führender Spezialversicherer der Bauwirtschaft und großer Kfz-Versicherer.
VHV Allgemeine: leading special insurer for the construction industry and large motor vehicle insurer.
VHV Allgemeine Versicherung AG is the leading insurer for the construction industry and one of Germany’s largest motor vehicle and liability insurers. It was founded in 1919 by Hannoversche Baugewerks- und Berufsgenossenschaft, a construction trade association based in Hannover. The company’s product range covers the needs of the entire construction industry, but also offers industry-specific solutions for insuring property and liability risks of the production industry, as well as trade and crafts.
As a motor vehicle insurer, the company is one of the leading firms in the German market. In the area of property, liability and accident insurance as well, VHV is an important partner for more than 14,000 agents and their customers.
Hannoversche Lebensversicherung is the expert for biometric risks and the leading provider of term life insurance.
Die Hannoversche Lebensversicherung: Spezialist für Biometrieprodukte und Multikanalversicherer.
Hannoversche Lebensversicherung: Specialist for biometrics products and multi-channel insurers.
Hannoversche Lebensversicherung AG has been providing its customers with solid coverage for over 145 years. More than a million customers trust in its high-performance products at reasonable rates. The company’s product focus is coverage of biometric risks.
Excellent ratings in independent comparisons have confirmed the high quality of products and services time and again. A very low cancellation rate in life insurance underscores the outstanding quality of consulting services. The rating agency Assekurata has been awarding Hannoversche the top score of A++ (excellent) for years.
VHV International functions as an insurance holding controlling our international business.
Our service companies
The service companies of the VHV Gruppe focus on services within the insurance environment.
VHV solutions is a central service company, combining all essential tasks of insurance processing and claims adjustment for VHV Allgemeine.
VHV digital development is responsible for all aspects of information technology.
VHV digital services bundles the group’s insurance-related and digital business.
WAVE is responsible for managing the capital investments of the VHV Group.
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The VHV Group at a glance
